Our interest-free equalized billing and payment plan spreads your heating costs over a 10-month period. We estimate what it will cost to heat your house for the upcoming heating season, divide that by 10 equal payments. This eliminates any surprises and protects your household budget. If you owe any extra at the end of the 10-month period, you simply pay in July. If you have a credit, we either refund the amount to you, or you can apply the credit balance to the next heating season.